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    Consumer news that can help you save money and keep you from getting ripped off!

    02/08/2010

    Do you know what the EITC is? Do you qualify for it?

    Tax time is here and the IRS is trying to get the word out about the Earned Income Tax Credit.

    The deduction is designed for low income working families and can be worth up to $5000 or more. 

    Because so many people lost jobs in 2009, more tax payers may be eligible for the tax credit.

    Do you qualify for the EITC?  Follow this link: http://www.irs.gov/individuals/article/0,,id=96406,00.html

    The IRS is even offering free tax help for those who qualify for the EITC and in Houston there will be 2 places to get the free help.

    If you need EITC help, be sure to take advantage of the help on February 20th from 9 a.m. to 2 p.m. at 12941 I-45 N. and 8791 S. Gessner


    01/20/2010

    Graco stroller Recall

    If you have a Graco stroller, be sure to check out the recall news involving the Passage, Alano, and Spree strollers and travel systems.

    The issue is a canopy cover hinge that has amputated the finger tips of five children.

    Not all Graco models have the hinge, in fact many have a covered hinge that is just fine.

    If you have the stroller in question, you can contact Graco to get a free cover that will child proof the hinge.

    http://www.gracobaby.com/SafetyAndRecall/Pages/SafetyAndRecallArticle.aspx?recallID=30&page=SafetyAndRecall

    01/14/2010

    Check out a charity

    Before you donate to the Haiti relief effort, be sure to check out the charity.

    Here are a few links:

    www.charitynavigator.org

    www.bbb.org/us/charity/

    If you get an email that seems to be a scam, you can report it by visiting the following link:

     

    www.ic3.gov

     

    12/22/2009

    Booster Seat Test

    Today the Insurance Institute for Highway Safety issued a report on booster seats.

    Some rated well, others were not recommended for use.

    See the report and the full list of boosters by following the link.

    http://www.iihs.org/news/rss/pr122209.html

    The report had its detractors.  The Juvenile Products Manufacturers Association responded to the test by saying the report does not take into account real world conditions.

    You can see the rebuttal for yourself by following the link.

    http://www.jpma.org/

    12/17/2009

    Home Inventory

    Today on Eyewitness News at 5 we talked about stolen stuff.  Right now thieves are looking to get their hands on your electronics and the smaller the better.  The Houston Police Department has a huge stolen property room, full of things that will probably never be reunited with the rightful owner.  The reason?  Most people do not have accurate records of their stuff.  Things like serial numbers and receipts can help you get your stuff back.

    Check out the sample home inventory from the Texas Department of Insurance.

    http://www.tdi.state.tx.us/pubs/consumer/cb086.pdf

    An added step that can get your stuff back to you, engrave your Texas Drivers License into the merchandise.

    11/18/2009

    The group "World Against Toys Causing Harm" has released the 2009 Top 10 Worst Toys list.

    The list includes toys that have small parts and long cords.

    To take a look at the list and find out why each toy made the list, click on the link.

    http://toysafety.org/worstToyList_index.shtml

    11/16/2009

    Choose Your Power Plan

    Check your power bills, you may be spending too much money.  Right now several companies are offering year long plans that start around 10 cents per kilowatt hour.

    Energy experts say the price of natural gas is low because supplies are up and demand is down.

    The price typically goes up as winter starts, so now be the best time to lock in a rate.

    Check out the offers at www.powertochoose.org

     

     

    11/09/2009

    Maclaren Baby Stroller Recall

    Today the Consumer Product Safety Commission announced a recall of about one million Maclaren baby strollers.  The strollers have the potential to cut the finger tips off of children.  The company has gotten 15 reports of children placing their finger tips in he hinge, 12 of them suffered finger tip amputations.

    The strollers were sold from 1999 to 2009 and were found at Baby's R Us and Target.

    The CPSC has a video showing the hinge in question and more on the specifics of the recall including the nine brands affected.

    http://www.youtube.com/uscpsc

    http://www.cpsc.gov/cpscpub/prerel/prhtml10/10033.html

    11/02/2009

    Cash for Candy

    Today on Live at 5 we featured a Baytown doctor giving folks a dollar for every pound of Halloween candy they bring in to the office.

    Dr. Timothy Planty is located at 4750 East Freeway in Baytown.  Not far from there, Dr. Dean Hutto is also making the same deal.  He is located at 3800 N. Main Street in Baytown.

    But if you live in other parts of the area, don't fret.  There are 8 other places giving cash for candy.

    Find them by following the link:

    http://www.halloweencandybuyback.com/

    You have to enter your zip code, and be sure to set the miles range to 100 to see the full list.

    10/29/2009

    H1N1 Product warning

    The FDA is warning people to steer clear of products that promise to prevent H1N1 or help you get over the virus if you get sick.

    There are more than 140 websites selling products that the FDA has identified.

    Take a look at the list and remember, only the H1N1 vaccine is proven to prevent H1N1 infections.

    http://www.fda.gov/ForConsumers/ConsumerUpdates/ucm187728.htm

    10/13/2009

    Shark Tank!

    Fans of the ABC show Shark Tank will get a treat tonight.  Local designer Gayla Bentley will be in the tank asking for investors.  Bentley has been in the fashion industry for 35 years and designing her own line of clothing for 10 years.   Tonight she tries to convince the sharks her next project is worth their time and more importantly their money.

    For those interested in starting a business, or keeping one going, there are resources out there for you including free counseling, contacts with women owned business and a list of Texas Venture Capitalists.

    http://www.scorehouston.org/

    http://www.nawbo.org/

    http://www.texasstartupblog.com/startup-resources/texas-vc-directory/

    10/08/2009

    Renters Insurance

    Renters, be ready for an extra expense.

    If you live in anapartment or are about to move in to one, you may be asked to buy renters insurance as a condition of signing a lease or resigning.

    The insurance can be purchased for less than 20 dollars a month, however it can be closer to 50 dollars a month depending on your credit score.

    You can find plenty of companies selling policies, but make sure they have a state license.

    You can do that by checking out the following link:

    www.tdi.state.tx.us

    10/07/2009

    More Foreclosures Coming?

    Mortgage experts say another wave of foreclosed homes is on the way, this time it is home owners who got "Alt A" loans.

    If you don't know, an Atl A loan is one that often times did not require income verification.  For that reason they were called "Liar Loans".

    Those who have Atl A loans could see there interest rates going up several times the current lending rate.  That in turn will make their payments go up to levels that may be impossible to pay.

    Refinancing could help those in with Alt A loans, but getting that has proven to be difficult fort many.

    There are ways to get help with a refinanced mortgage and the service is free.

    To find a Loan Servicer, check out the following link:

    http://www.Dhaka.state.tx.us/homeownership/foreclosure/

    10/01/2009

    Solar Home Tour

    Thinking of going solar?  This weekend you can check out other homes that have installed solar panels as well as made upgrades to help energy efficiency.

    If you want to see the homes for yourself, check out the tour this weekend.

    http://www.houstonsolartour.com/

    09/18/2009

    Home Builder Down Turn Hits Home

    Today on Live at 5 we showed you the Houston company that supplies furniture to model homes across the nation.   Scott Randall Designer Furniture Showroom has been in business for 8 years.  Owners say about 2 years ago the national housing market stalled and it has not shown signs of a rebound.  Now the company is closing its doors and selling off more than one million dollars in inventory.

    In the past only designers could shop the store, now it is opened to the general public.

    The store is located at 11413 Todd Street in Houston.  It's along Hempstead Highway off of the 610 loop.

    The store will be open Monday through Friday from 10 a.m. to 7 p.m., Saturday from 10 a.m. to 6 p.m. and Sunday from Noon to 5 p.m.

    09/17/2009

    Financial Aid for "Older" Students

    College is becoming an appealing choice for those who have been laid off, down sized or cut back.  Those who lost jobs are turning to higher education as a way to start a new career path.

    Older students are not shut out of the Financial Aid plans.

    In fact about 20% of Pell Grants are awarded to older students.

    If you want to go back to school, check out the financial aid web site links.

    The first one is for general information, the second is for older students.

    http://www.finaid.org/

    http://www.finaid.org/otheraid/nontraditional.phtml

    09/11/2009

    Credit Scores and Reports

    If you want to look at your credit score it will cost you.  The following link can help you se the score, but you have to pay 16 bucks for it.

    www.myfico.com

    If you want to take a look at your credit report, minus the score, you can get that for free.

    Be careful, not all free credit report web sites are actually free, but this one is:

    www.annualcreditreport.com

    09/10/2009

    Temp work rebounding

    The job market has not been good for several months, but one sector may be turning around and it could mean good news for everyone.

    Temporary workers are being let go by employers at a much slower rate than earlier in the year.  Temp agency experts say that typically means an increase in temp workers will be seen in the next quarter or two.  If that happens, the overall job market generally will show gains too.  It could be another 6 months before that happens, but if you are looking for work, any good news is welcome.

    Temp officials say more than 100,000 Texans are temping right now and you can get in on it too.

    Check out www.texasstaffing.org for details and good luck on your job search!

    09/09/2009

    Negotiating the cost of a funeral

    The following information is from Patricia Lopez's report on negotigating the cost of a funeral

     

    Ken Lambert/ Funeral Negotiator

    (281) 357-0195        

    Toll Free 1-888-669-4947

    http://www.funeralnegotiator.com

     

    The Better Business Bureau of Metropolitan Houston found the following 8 companies currently have an “F” rating with the BBB due to their failure to respond to consumer complaints.  For more information visit www.houston.bbb.org

     

     

    1.    Forest Park- Lawndale

    2.    Houston Monument Company

    3.    Frazier-Mitchell Funeral service

    4.    Mabrie Memorial Mortuary

    5.    Hollywood Cemetery

    6.    Dignified Management Group, Inc.

    7.    Melton & Melton Funeral Home

    8.    Willie Waddell’s Riverside Funeral Home

     

     

     

    Taking care of your yard is about to become more expensive

    The city of Houston has passed a new rule when it comes to yard clippings and leaves.

    If you don't use a biodegradable bag,they won't pick it up.

    The new bags will be on store shelves in about a month and they will be more expensive than the bags you use right now.

    How expensive?  Right now you can buy 40 yard bags for under ten dollars.  The new bags cost 7 dollars for ten bags.

    The new rules go into effect the first weekof December and if you ddon;t use the new bags you could be fined.

    To learn more, click on the cities link.

    http://www.houstontx.gov/solidwaste/index.html

    09/01/2009

    E Books

    If you were thinking of buying an ebook, you may already own one and not even know it.

    E books allow you to download copies of books for about ten dollars, but you can even find some for free.

    The ebooks may be designed of the purpose, but if you have a lap top, iphone, windows based smart phone, or just a desk top computer, you can down load the reader software too.

    The Houston Public Library has about 30,000 titles for free.

    You need a library card and you have to download software that lets your device receive the book, but the titles cost you nothing.

    You can even text questions to the library and get answers, keep that in mind when tackling a tough home work question.

    http://www.hpl.lib.tx.us/

    08/27/2009

    Contractor Trouble

       The Hurricane Ike anniversary is right around the corner, but for many people the storm is still disrupting their lives.

       We spoke with a Galveston Island resident today who still is not back in her home even though she hired a contractor to fix things.

      The man she hired took money and did some work, but left with most of the home in disrepair.

       Protecting yourself from home contractor trouble is not easy, but Lone Star Legal Aid is holding a meeting to help keep you from getting into a big mess.

       The meeting is tonight at the Crystal Beach Church of Christ on Bolivar Peninsula.

       That's on Highway 87 at Alma.  The meeting starts at 6:30.

       If you can;t make it to that meeting, more should be scheduled on the island int eh future.

    08/18/2009

    Job Search Help

    Job seekers had a place to go this morning, the job fair in Katy.  It was hosted by Congressman Michael McCaul who brought together more than 50 companies looking to hire 2000 people.  For those looking for work, Texas Workforce Solutions has help and advice available.   Be sure to check out this link: http://blogforce.wrksolutions.com/.  Check out the main page too: http://www.wrksolutions.com/.

    07/22/2009

    Estate Sales Rising

    Interest in estate sales is going up as the economy slows down.  Those who run the weekend bargain hunts say they are seeing more people now than a year ago.  The upside to the sales is that you can find great stuff at a reduced price.  The downside is spending your weekend finding the houses that have the sales.

    One estate seller has found a solution to the problem.  On Wednesdays she opens her Houston warehouse for anyone who wants to pick through the items she's collected.  The warehouse also serves as a place for those living in high rises or deed restricted communities to sell there stuff.

    If you are interested in shopping for deals at a warehouse rather than a house, check out this web site:

    http://www.lynhuck.com/

    07/13/2009

    Hot Tires

    The hot weather is testing your tires.  Older tires that have developed stress cracks can fail under the hot conditions we are experiencing.

    Tire repairmen say every summer they see a spike in business and this year is no different.  They recommend you check your tire for cracks and whole you are at it, make sure your tread is not worn down.

    Every tire has a tread wear bar on it, if the tread is even with the wear bar, you may need new wheels.

    Check the links below to find the date the tire was made and for tips on how to check the wear.

    http://abcnews.go.com/Blotter/story?id=4813029&page=1

    http://www.aa1car.com/library/tire_expire.HTML

     

    07/09/2009

    Coupons getting cut?

    Looking for a custom coupon organizer, check out this link to a Pasadena company that has been selling them for decades.

    http://www.4bestbargains.com/servlet/StoreFront

    There are some problems facing coupon clippers, fewer are being sent out, more have an expiration date and the values are changing.

    Our Super Saver says the economy is to blame, but if you are looking to save, clipping coupons can still pay off.

    07/07/2009

    Coupon Scams

    Saving money is a top priority for a lot of people right now and many folks are clipping coupons.  Before you look on line for coupons, make sure the site you are visiting is legitimate.

    You can always check out a company by going to the Better business Bureau's home page, www.bbb.org

    Also, the Coupon Information center has a lot of interesting tips about coupons, like you're not supposed to sell them.

    Check out the tips they have at http://www.cents-off.com/faq.cfm

    07/01/2009

    Student Loan Help

    College graduates facing mounting student loan payments are about to see some relief.  The Income Based Repayment Program would cap monthly payments depending on post graduation income.

    In some cases the debt would be forgiven after 10 years.

    The program only applies to Federal student loans, but it's estimated than more than 1 million college students could benefit from the assistance.

    The details of the plan are vast, so check out this web site: www.ibrinfo.org

    06/23/2009

    Best lawnmowers for the money

    Best lawnmowers for the money

    Is your lawn mower on its last leg, but you don't have any money for a new one? Well, don't despair because Consumer Reports has tested dozens of mowers and finds you don't have to pay top dollar to get a good one.  

    Lawn mowers can cost as much as $800, but Consumer Reports said you should hold on to your money.

    Testers put 50 mowers through their paces. Included in the tests were push and self-propelled mowers from Lawn-Boy, Craftsman, Troy-Bilt, and other manufacturers.

    The mowers are tested on six acres of grass in Fort Myers, Florida. Then Consumer Reports' testers get down to business on their hands and knees to inspect how well each mower cuts.

    "Here's a classic example of unevenness. And here's a particularly big piece that got pushed down," said Peter Sawchuk of Consumer Reports.

    Every mower is rated for its ability to cut in several modes: side discharge, mulching, and bagging.

    Good mowers disperse clippings evenly, not in big clumps like this. You'd end up having to rake them so you won't damage your lawn.

    If you want to mow your lawn at a budget price, two bare-bones push-mowers, one from Ariens (model number 961360006) and the other from Yard Machines (model number 11A-54MX), did a good job for the money.

    "These mowers feature an overhead valve engine that run more cleanly and efficiently than traditional mower engines, and they cost just $200," said Bob Markovich of Consumer Reports.

    However, if you like using side discharge for clippings, these mowers are only fair.

    Willing to spend more money? For better performance and less effort, this self-propelled $320 Toro Recycler did a very good job overall.

    All three mowers mentioned in this report are sold at Home Depot.

    If you have a smaller yard to mow, Consumer Reports named a $240 electric mower from Black and Decker (model number MM875) a best buy. Like many electric mowers, it has a power cord you have to maneuver around while mowing.

    WATCH VIDEO

    Which laundry detergent cleans best?

    Laundry detergent test

    Companies spend more than $300 million a year advertising laundry detergents, but how do you know which cleans the best? 

    Consumer Reports just tested more than three dozen and we've got the results.

    Project Runway's Tim Gunn is touting Tide's latest edition, Tide Total Care, which claims to keep colors bright after 30 washes.

    Consumer Reports wanted to see if Tide Total Care delivered on that promise. Testers washed three brand new cotton dresses 30 times. One in Tide Total Care, another in All Small & Mighty, and another in 2X Ultra Tide for Cold Water.

    Consumer Reports' Pat Slaven then compared the new dress to the washed ones.

    "As you can see, the dress washed with All faded compared to the dress washed with Tide Total Care," said Slaven.

    The dress washed in 2X Ultra Tide for Cold Water looks about the same as the Tide Total Care dress, but that detergent costs about half as much. Also, the cheaper 2X Ultra Tide for Cold Water did a better job getting out stains in Consumer Reports' stain-removal tests.

    Over 40 detergents were evaluated. Testers washed more than 1,500 cotton squares stained with hard-to-clean substances like red wine, grass, blood, and chocolate.

    In the end, Consumer Reports named two best buys that will tear through tough stains and save you some money, too.

    For conventional top-loading washers, try 2X Ultra Tide for Cold Water.

    For high-efficiency front-loaders, Consumer Reports recommends Ultra Cheer Color Guard 2X Concentrated.

    Another tip to save more money is to wash your laundry in cold water instead of warm. Consumer Reports says with a conventional top-loader that can reduce your energy costs by $60 a year.

    WATCH VIDEO